A dollar from 1990 and a dollar today are not the same dollar. The Bureau of Labor Statistics tracks exactly how much they've drifted apart, year by year, since 1913.
Estimates only. Not financial advice.
| Year | CPI-U | $1 in 1990 equals |
|---|---|---|
| 1990 | 130.7 | $1.00 |
| 2000 | 172.2 | $1.32 |
| 2010 | 218.1 | $1.67 |
| 2020 | 258.8 | $1.98 |
| 2024 | 313.7 | $2.40 |
Every column uses the CPI-U annual average, the broadest and most widely cited version of the index. The right-hand figure shows how much money you'd need in that year to match what $1 bought back in 1990; enter your own amount and years in the calculator above to run the identical lookup on a number that matters to you.
Equivalent value equals your amount times the end-year CPI, divided by the start-year CPI. For $1,000 moving from 1990 to 2024: the CPI-U annual average was about 130.7 in 1990 and about 313.7 in 2024, so 1,000 times 313.7 divided by 130.7 comes out near $2,400. That's total inflation of roughly 140 percent across 34 years, or an average of about 2.6 percent a year once spread evenly, even though no single year actually ran at exactly that pace.
The BLS publishes several CPI variants. This tool uses CPI-U, for All Urban Consumers, the version most commonly cited in the media and in most cost-of-living discussions. A coworker's app or a different tool might use CPI-W, a narrower series covering wage earners and clerical workers, or the chained CPI used in some federal calculations, any of which will produce a slightly different number for the identical two years. None of them is wrong; they're measuring related but distinct baskets.
A single national average hides a lot of variation underneath it. Housing, energy, and food can move sharply differently from the headline number in any given year, which is part of why "inflation is X percent" can feel disconnected from a specific household's actual grocery or rent bill. The annual-average approach used here smooths some of that further still, so for a month-specific or category-specific figure, the BLS's own calculator is the more precise tool.
Sources: BLS Consumer Price Index, BLS CPI Inflation Calculator.
Most likely it's using a monthly CPI figure rather than an annual average, or a different CPI series (CPI-W instead of CPI-U, for example). Both are legitimate but produce slightly different results. This tool uses annual CPI-U averages, which is the broadest and most commonly cited series.
No. It only interpolates and converts between historical CPI reference points already published by the BLS. Projecting future inflation would require assuming a rate that hasn't occurred yet, which this tool deliberately doesn't do.
Use the BLS's own CPI Inflation Calculator, linked in the sources above. It works from monthly index values rather than annual averages, which matters if you need precision for something like a legal filing or an inflation-adjusted contract clause.